Software for banks and lenders — integration layers and customer apps, encrypted by default.
We build the software between a bank's core systems and its customers: secure API layers, encrypted document and data channels, internal tools for operations teams, and web and mobile applications that pass review.
- Focus
- Integration · encryption · apps
- Security
- ICEBERG end-to-end · field-level encryption
- Delivery
- Staged, documented, reviewable
- Engagement
- Fixed scope or retainer
What bank and lender teams bring to us.
- 01
Core systems that cannot be exposed
A secure API layer in front of legacy systems, with authentication, rate limits, audit logging and encrypted payloads.
- 02
Documents and data in the clear
KYC files, statements and identity data encrypted in transit and at rest, with per-item keys and access that expires.
- 03
Customer apps that fail review
Web and mobile applications built with security review in mind: device binding, encrypted local storage, no secrets in the binary.
- 04
Operations teams on spreadsheets
Internal consoles for onboarding, collections, reconciliation and reporting that replace manual steps.
- 05
Vendor sprawl
Integration, encryption and application work from one team, with one point of accountability.
What we build for banks and lenders.
Secure API layer
Gateways in front of core systems with authentication, rate limiting, audit logs and encrypted payloads.
Learn moreEncrypted data channels
ICEBERG for messages and files between services, branches and customers; field-level encryption at rest.
Learn moreCustomer apps
Web and mobile applications with device binding, PIN protection and encrypted local storage.
Learn moreAuthentication & OTP
Second-factor and OTP flows built the way Privyie does it, embedded in your own applications.
Learn moreOperations tooling
Consoles for onboarding, collections, reconciliation and reporting.
Learn morePayment integration
UPI, card and net-banking flows, payouts and reconciliation inside your products.
Learn moreSecurity is a practice here, not a checkbox.
- ICEBERG, our end-to-end encryption protocol, and Privyie, the authenticator built on it, are our own products
- Payment integration and encryption come from the same team, so nothing sensitive crosses a vendor boundary
- Every delivery includes documentation your security and compliance teams can review before go-live
- We work under NDA, in your environment where required, with named engineers
Relevant work
- ICEBERG — layered encryption protocol
- Privyie — secure cloud authenticator
- Bank and card gateway integrations
Typical stack
Asked by bank and lending teams.
Can you work inside our environment?
Yes. On-premises or in your cloud tenancy, with your access controls and change process.
How is customer data protected?
In transit with TLS and, where the message itself must stay private through servers and storage, with ICEBERG. At rest with field-level and file-level encryption and key rotation.
Do you provide documentation for audit?
Architecture, data-flow diagrams, encryption design and access model are delivered with the system.
Which platforms for customer apps?
Web (React), Android and iOS (Flutter or native), sharing one backend.
Do you integrate with core banking systems?
Through the interfaces your core exposes — APIs, files or database views — behind a secure layer we build and document.
Can you sign our vendor agreements?
Yes. NDA, data-processing and vendor security questionnaires are part of onboarding.
Have a system that must pass security review?
Tell us what it connects to and who uses it. We will design the secure layer first.